Guest Blogger Profile: Whiteflash.com

The
 average engagement ring costs over $1,500, yet many of us forget to get adequate coverage in case it is lost or stolen. While you can never replace your ring’s emotional value, there are ways you can insure its monetary value. Purchasing jewelry insurance doesn’t have to be complicated.

When planning a romantic proposal, insuring a valuable gift is not necessarily the first thing that springs to mind, so we are reminding people to make sure expensive jewelry is fully covered.

First, get your ring valued by a jeweler or appraiser, who should give you a valuation certificate.

Then check if it’s covered by your home and contents insurance policy.

Once you’ve got your insurance, take a photo of your ring, as this will help your insurer to process any claim more quickly.

Finally, if you lose your ring, inform your insurer immediately, and if it’s stolen, contact the police and get a crime reference number, as this is essential for a theft claim.

Diamond Jewelry Insurance Chart

Once you’ve taken care of her engagement ring and mastered the art of getting down on one knee, it’s time to check off another important milestone in the wedding process. Yep, it’s time to go back to the jeweler. But don’t pass out just yet, guys. This time it’s all about you, and it most likely won’t be your pocketbook that’s taking the hit. Generally, if you’ve paid for your fiancée’s engagement ring and wedding band, the common etiquette suggests that she’ll cover your wedding band.

But before you start thinking you don’t really need a wedding band, think again. Although women understand that most guys aren’t crazy about jewelry, your bride-to-be probably won’t let you off the hook without a wearing one after you’re married. Once you understand that, it’s time to start looking for the ring that’s right for you.

First, it’s important to select your band at least one month before your wedding day, so there will be plenty of time to deal with any problems related to size or availability. Before you head to the jeweler, it’s helpful to research the types of bands you’re interested in before you step in a store so you won’t be overwhelmed by all of the different options. Believe it or not, there are many different kinds of men’s wedding bands available. Some have different metals, different fits, grooves or engraving, or inset stones. You should also discuss this with your fiancée to decide whether it’s important that your band should match hers. The more knowledge you have before heading in the jewelry store, the better.

There are several different types of metals that wedding bands are made from, and each has its pros and cons. While it often comes down to personal preference and price, probably the most common type of metal used is either white or yellow gold. Gold has several benefits, including its light weight. If you’ve never worn a ring, gold might be a more comfortable option for you. Another popular option is platinum, which is one of the most expensive metals available. However, another caveat is its weight. You’ll definitely remember it’s on your finger. Other options include titanium, sterling silver and palladium. All of these options have their advantages, so it’s important to discuss them with your jeweler before making your decision.

In addition to the metal you choose, some guys like to add diamonds or other gems to their rings. This is another area where it helps to do some research before hitting the stores. Your jeweler should be able to offer you several different options to compare.

Another important decision is the fit of the ring. There are several options ranging from classic to what’s called a “comfort” fit. The main difference between the fits is whether or not the edge of the ring is rounded or straight cut. We recommend at least trying on a comfort fit band, which are popular because they truly are comfortable and don’t dig into your skin, making it easier to get used to your band if you typically don’t wear jewelry.

GroomsAdvice Recommendation: Choosing your wedding band is one of the major decisions you’ll make during the engagement process. So it naturally pays to do some research. Make your trip to the jeweler as painless as possible by talking with your fiancée and picking out a couple of different ring options ahead of time. That way, the decisions at the store will be much easier. Finally, as with your fiancée’s ring, it’s wise to look into ring insurance. You’d be amazed at how many guys tend to lose them as early as on their honeymoons (while swimming, etc.).

————————-

Non-wedding totally awesome link of the day: With college football bowl season upon us, it’s always interesting to see what the various bowl games are giving the players and coaches as bowl game swag gifts.

The Man Registry man’s wedding gift of the day: Rock Band 2 Bundle for Xbox 360 – Our guess is that once you tie the knot, your Call of Duty and Madden playing time is going to take a nosedive. However, it’s definitely not unheard of for a couple to register for a co-ed video game like Rock Band or Guitar Hero. These are games that most women can tolerate and actually enjoy! They also make for great party games when you’re entertaining.

Cheers!

Check out TheManRegistry.com for our groom’s wedding registry, groomsmen gifts, and tips for grooms.